/* Debt Dawn Breaks Today — editorial finance site, rebuilt with a light cobalt / ink visual system */
:root{
  --ink:#172338;
  --ink-soft:#253751;
  --forest:#172338;
  --forest-deep:#101a2b;
  --paper:#f4f6fa;
  --paper-card:#ffffff;
  --violet:#3156d8;
  --violet-deep:#203f9e;
  --coral:#ef6848;
  --lime:#c8ead8;
  --gold:#e9b554;
  --sky:#83c5f0;
  --text-light:#ffffff;
  --text-dim:#aebbd0;
  --text-dark:#172338;
  --text-dark-soft:#637187;
  --line:#dce3ed;
  --line-light:#e7ecf3;
  --shadow-soft:0 24px 70px -38px rgba(25,46,83,.28);
  --radius-lg:24px;
  --radius-md:14px;
  --radius-sm:8px;
  --wrap:1220px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:92px}
body{
  margin:0;
  background:var(--paper);
  color:var(--text-dark);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-size:16px;
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}}
h1,h2,h3,h4,h5,p{margin:0}
h1,h2,h3,h4{font-family:inherit;font-weight:750;line-height:1.08;letter-spacing:-.055em}
a{color:inherit;text-decoration:none}
button,input,textarea{font:inherit}
button{cursor:pointer}
img,svg{display:block;max-width:100%}
.wrap{width:min(var(--wrap),calc(100% - 48px));margin:0 auto}
section{padding:clamp(72px,8vw,112px) 0}
:focus-visible{outline:3px solid var(--gold);outline-offset:4px;border-radius:4px}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.skip-link{position:fixed;z-index:1000;top:12px;left:12px;transform:translateY(-160%);background:#fff;color:var(--violet);padding:10px 15px;border-radius:7px;box-shadow:var(--shadow-soft);font-weight:750}
.skip-link:focus{transform:translateY(0)}
.eyebrow{font-size:11px;line-height:1.3;letter-spacing:.15em;text-transform:uppercase;font-weight:800}
.reveal{opacity:1;transform:none}

/* Shared header */
header.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.nav-inner{width:min(var(--wrap),calc(100% - 48px));min-height:76px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{display:inline-flex;align-items:center;gap:10px;flex-shrink:0;color:var(--ink);font-size:18px;font-weight:800;letter-spacing:-.045em}
.brand-mark{width:36px;height:36px;display:grid;place-items:center;border-radius:9px;background:var(--violet);color:#fff;box-shadow:none}
.brand-mark svg{width:21px;height:21px}
nav.links{display:flex;align-items:center;justify-content:center;gap:clamp(12px,2vw,27px)}
nav.links a{position:relative;padding:8px 0;color:#617087;font-size:12.5px;font-weight:700;white-space:nowrap;transition:color .18s ease}
nav.links a:hover,nav.links a:focus-visible,nav.links a.is-current{color:var(--violet)}
nav.links a::after{position:absolute;content:"";left:0;right:0;bottom:1px;height:2px;background:var(--coral);transform:scaleX(0);transform-origin:left;transition:transform .18s ease}
nav.links a:hover::after,nav.links a.is-current::after{transform:scaleX(1)}
.header-actions{display:flex;align-items:center;gap:12px;flex-shrink:0}
.nav-cta{display:inline-flex;align-items:center;justify-content:center;min-height:41px;background:var(--violet);color:#fff;padding:10px 16px;border-radius:7px;font-size:12px;font-weight:800;transition:background .18s ease,transform .18s ease}
.nav-cta:hover{background:var(--ink);transform:translateY(-1px)}
.nav-toggle{display:none;width:42px;height:42px;border:1px solid var(--line);border-radius:7px;background:#fff;color:var(--ink);align-items:center;justify-content:center}
.menu-icon{display:grid;gap:5px}.menu-icon i{display:block;width:18px;height:2px;border-radius:2px;background:currentColor;transition:transform .2s ease,opacity .2s ease}
.nav-toggle[aria-expanded="true"] .menu-icon i:first-child{transform:translateY(3.5px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] .menu-icon i:last-child{transform:translateY(-3.5px) rotate(-45deg)}
@media(max-width:980px){
  .nav-inner{min-height:70px}.nav-toggle{display:flex}.nav-cta{display:none}
  nav.links{position:absolute;left:0;right:0;top:100%;display:flex;align-items:stretch;flex-direction:column;gap:0;padding:8px 24px 22px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 20px 34px -28px rgba(18,35,64,.32);opacity:0;visibility:hidden;transform:translateY(-7px);transition:opacity .2s ease,transform .2s ease,visibility .2s}
  nav.links.open{opacity:1;visibility:visible;transform:translateY(0)}nav.links a{padding:13px 2px;border-bottom:1px solid var(--line-light);font-size:14px}nav.links a::after{display:none}
}

/* Shared section headings */
.section-head{max-width:690px;margin:0 auto 42px}
.section-head.center{text-align:center}
.section-head .eyebrow{color:var(--violet)}
.section-head h1,.section-head h2{margin-top:13px;font-size:clamp(36px,4.6vw,58px);line-height:1.02;letter-spacing:-.065em}
.section-head p{margin-top:15px;color:var(--text-dark-soft);font-size:15px;line-height:1.75}

/* Home hero — light editorial canvas and rectangular illustration board */
.hero{position:relative;overflow:hidden;padding:clamp(68px,8vw,108px) 0 78px;color:var(--ink);background:#eef2fa}
.hero::before{position:absolute;content:"";width:38vw;height:38vw;min-width:390px;min-height:390px;right:-13vw;top:-25vw;border-radius:50%;background:rgba(49,86,216,.055);pointer-events:none}
.hero::after{position:absolute;content:"";height:1px;left:0;right:0;bottom:0;background:linear-gradient(90deg,transparent,var(--line),transparent)}
.hero-blob{position:absolute;border-radius:50%;filter:blur(46px);opacity:.15;pointer-events:none}
.hero-blob.b1{width:260px;height:260px;background:var(--sky);top:-145px;right:12%;animation:softFloat 13s ease-in-out infinite}
.hero-blob.b2{width:210px;height:210px;background:var(--coral);bottom:-150px;left:-100px;opacity:.1;animation:softFloat 15s ease-in-out infinite reverse}
@keyframes softFloat{50%{transform:translate(10px,16px)}}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(330px,.85fr);align-items:center;gap:clamp(36px,7vw,96px)}
.hero-eyebrow{display:inline-flex;align-items:center;gap:9px;margin-bottom:22px;color:var(--violet)}
.hero-eyebrow .dot{width:8px;height:8px;border-radius:2px;background:var(--coral);transform:rotate(45deg)}
.hero h1{max-width:760px;font-size:clamp(48px,7vw,86px);font-weight:800;line-height:.96;letter-spacing:-.075em;color:var(--ink)}
.hero h1 em{color:var(--violet);font-style:normal;font-weight:800}
.hero p.lead{max-width:620px;margin-top:23px;color:#57677f;font-size:16px;line-height:1.8}
.hero-actions{display:flex;align-items:center;gap:11px;flex-wrap:wrap;margin-top:30px}
.btn-primary,.btn-ghost{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:7px;font-size:13px;font-weight:800;transition:transform .18s ease,background .18s ease,border-color .18s ease,color .18s ease}
.btn-primary{background:var(--violet);color:#fff;border:1px solid var(--violet)}
.btn-primary:hover{background:var(--ink);border-color:var(--ink);transform:translateY(-2px)}
.btn-ghost{border:1px solid #aebbd0;color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--violet);color:var(--violet);transform:translateY(-2px)}
.hero-stats{display:flex;gap:0;max-width:575px;margin-top:40px;padding-top:17px;border-top:1px solid #cbd5e4}
.hero-stats .stat{flex:1;padding:0 17px;border-right:1px solid #d5dce8}
.hero-stats .stat:first-child{padding-left:0}.hero-stats .stat:last-child{border-right:0}
.hero-stats .stat b{display:block;color:var(--ink);font-size:27px;font-weight:800;line-height:1.15;letter-spacing:-.06em}
.hero-stats .stat span{display:block;margin-top:5px;color:#6e7c91;font-size:9.5px;font-weight:750;text-transform:uppercase;letter-spacing:.09em}
.hero-orbit{position:relative;height:410px;overflow:hidden;border:1px solid #d7dfeb;border-radius:18px;background-color:#fff;background-image:linear-gradient(rgba(49,86,216,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(49,86,216,.045) 1px,transparent 1px);background-size:32px 32px;box-shadow:0 28px 60px -42px rgba(31,58,112,.4)}
.hero-orbit::before{position:absolute;content:"";inset:13px;border:1px solid rgba(49,86,216,.1);border-radius:12px;pointer-events:none}
.hero-orbit::after{position:absolute;content:"";width:150px;height:150px;right:-53px;bottom:-63px;border:1px solid rgba(239,104,72,.2);border-radius:50%;box-shadow:0 0 0 18px rgba(239,104,72,.045),0 0 0 37px rgba(239,104,72,.035)}
.orbit-ring{display:none}
.orbit-core{position:absolute;z-index:2;left:50%;top:50%;width:116px;height:116px;display:flex;align-items:center;justify-content:center;border:8px solid #e4eaff;border-radius:28px;background:var(--violet);box-shadow:0 14px 32px rgba(49,86,216,.23);transform:translate(-50%,-50%);animation:none}
.orbit-core svg{width:53px;height:53px;stroke:#fff}
.orbit-icon{position:absolute;z-index:3;width:68px;height:68px;display:flex;align-items:center;justify-content:center;border:1px solid #dce3ed;border-radius:15px;background:#fff;box-shadow:0 12px 28px -18px rgba(23,35,56,.38);backdrop-filter:none}
.orbit-icon svg{width:27px;height:27px;stroke:var(--violet)}
.oi-1{left:35px;top:33px;transform:none;background:#eef2ff}.oi-2{right:35px;top:33px;transform:none;background:#fff1e9}.oi-3{left:35px;bottom:33px;transform:none;background:#eaf6f2}.oi-4{right:35px;bottom:33px;transform:none;background:#fff7e5}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero-orbit{height:350px;max-width:570px;width:100%;margin:8px auto 0}}
@media(max-width:560px){.hero{padding:58px 0 62px}.hero h1{font-size:clamp(44px,12vw,63px)}.hero p.lead{font-size:15px}.hero-orbit{height:290px}.orbit-icon{width:53px;height:53px}.orbit-icon svg{width:22px;height:22px}.oi-1{left:24px;top:24px}.oi-2{right:24px;top:24px}.oi-3{left:24px;bottom:24px}.oi-4{right:24px;bottom:24px}.orbit-core{width:96px;height:96px;border-radius:22px}.hero-stats .stat{padding:0 9px}.hero-stats .stat span{font-size:8px}}

/* About — reverse the original composition and use a more editorial split */
.about{background:#fff}
.about-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(290px,.88fr);gap:clamp(38px,7vw,94px);align-items:center}
.about-copy{grid-column:1;grid-row:1}.about-visual{grid-column:2;grid-row:1}
.about-visual{position:relative;min-height:465px;aspect-ratio:.9;overflow:hidden;border-radius:18px;background:#162c4b;box-shadow:none}
.about-visual::before{position:absolute;content:"";width:300px;height:300px;right:-115px;top:-92px;border:1px solid rgba(180,202,244,.25);border-radius:50%}
.about-visual::after{position:absolute;content:"";width:208px;height:208px;right:-69px;top:-46px;border:1px dashed rgba(180,202,244,.3);border-radius:50%}
.about-visual .ticker{position:absolute;inset:0;z-index:1;display:flex;flex-direction:column;justify-content:space-between;padding:34px 30px 91px}
.ledger-line{display:flex;justify-content:space-between;gap:14px;border-bottom:1px solid rgba(255,255,255,.18);padding-bottom:11px;color:#dbe5f5;font:11px ui-monospace,SFMono-Regular,Menlo,monospace}
.ledger-line b{color:#83c5f0;font-weight:800}
.about-badge{position:absolute;right:21px;bottom:21px;z-index:2;padding:13px 16px;border-radius:7px;background:var(--coral);color:#fff;font-size:12px;font-weight:800;box-shadow:none;transform:none}
.about-copy>.eyebrow{color:var(--violet)}
.about-copy h1,.about-copy h2{max-width:600px;margin-top:14px;font-size:clamp(38px,4.5vw,59px);line-height:1.02;letter-spacing:-.065em}
.about-copy>p{max-width:690px;margin-top:18px;color:var(--text-dark-soft);font-size:14px;line-height:1.85}
.pillars{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;margin-top:25px}
.pillar{padding:16px 15px;border:1px solid var(--line);border-radius:9px;background:#f9fafc;transition:border-color .18s ease,transform .18s ease}
.pillar:hover{transform:translateY(-2px);border-color:#9fb2dc}
.pillar svg{width:24px;height:24px;margin-bottom:10px;stroke:var(--violet)}
.pillar h4{font-family:inherit;font-size:13px;font-weight:800;letter-spacing:-.02em}
.pillar p{margin-top:5px;color:var(--text-dark-soft);font-size:11.5px;line-height:1.55}
@media(max-width:900px){.about-grid{grid-template-columns:1fr}.about-copy{grid-column:1;grid-row:1}.about-visual{grid-column:1;grid-row:2;max-width:570px;min-height:380px;aspect-ratio:1.25}}
@media(max-width:560px){.about-visual{min-height:320px;aspect-ratio:1}.about-visual .ticker{padding:24px 19px 80px}.pillars{gap:9px}.pillar{padding:13px}.pillar p{font-size:11px}}

/* Services — fixed vertical index + full-width detail rail */
.services{background:#f4f6fa}
.services>.wrap{display:grid;grid-template-columns:205px minmax(0,1fr);column-gap:clamp(30px,5vw,66px);align-items:start}
.services>.wrap>.section-head{grid-column:1/-1;max-width:750px;margin:0 0 48px}
.services>.wrap>.section-head:not(.center){text-align:left}
.services .cat-nav{grid-column:1;grid-row:2 / span 8;position:sticky;top:98px;align-self:start;display:flex;flex-direction:column;gap:3px;overflow:visible;margin:0;padding:0 14px 0 0;border-right:1px solid #d6deea}
.cat-nav::-webkit-scrollbar{display:none}
.cat-chip{position:relative;flex:0 0 auto;padding:10px 11px;border:0;border-radius:6px;background:transparent;color:#65738a;text-align:left;font-size:11.5px;font-weight:750;transition:background .18s ease,color .18s ease}
.cat-chip::before{display:inline-block;content:"";width:6px;height:6px;margin:0 9px 1px 0;border-radius:50%;background:#aebbd0;transition:background .18s ease}
.cat-chip:hover{background:#e7ecf7;color:var(--violet)}.cat-chip:hover::before{background:var(--coral)}
.cat-block{grid-column:2;margin:0 0 51px;padding:0 0 44px;border-bottom:1px solid #dce3ed;scroll-margin-top:98px}
.cat-block:last-child{margin-bottom:0;border-bottom:0;padding-bottom:0}
.cat-head{display:flex;align-items:center;gap:14px;margin-bottom:20px}
.cat-num{width:38px;height:38px;flex-shrink:0;display:flex;align-items:center;justify-content:center;border-radius:9px;background:var(--cat-color,var(--violet));color:#fff;font:800 10px ui-monospace,SFMono-Regular,Menlo,monospace;box-shadow:none}
.cat-head h3{font-size:27px;letter-spacing:-.05em}
.cat-head p{margin-top:3px;color:var(--text-dark-soft);font-size:11.5px}
/* Loans: clear, readable service tiles; all descriptions visible without flipping. */
.flip-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}
.flip-card{min-width:0;min-height:0;height:auto;aspect-ratio:auto;perspective:none;outline:none;border:1px solid var(--line);border-radius:11px;background:#fff;transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease}
.flip-card:hover,.flip-card:focus-within,.flip-card:focus{border-color:#9eb3e4;box-shadow:0 14px 25px -22px rgba(34,63,140,.4);transform:translateY(-2px)}
.flip-inner{position:static;width:100%;height:100%;min-height:0;display:flex;flex-direction:column;transform:none;transform-style:flat;transition:none}
.flip-card:hover .flip-inner,.flip-card:focus-within .flip-inner,.flip-card:focus .flip-inner{transform:none}
.flip-face{position:relative;inset:auto;backface-visibility:visible;border-radius:0;padding:0;display:flex;flex-direction:column}
.flip-front{justify-content:flex-start;gap:13px;padding:16px 16px 5px;background:transparent;border:0}
.flip-front svg{width:23px;height:23px;stroke:var(--violet)}
.flip-front h4{margin:0;font-family:inherit;font-size:13px;font-weight:800;letter-spacing:-.02em}
.flip-back{justify-content:flex-start;padding:0 16px 16px;background:transparent;color:var(--text-dark-soft);transform:none}
.flip-back p{font-size:11.3px;line-height:1.65}
.flip-back span{display:none}
/* Insurance and FAQs */
.acc{overflow:hidden;border:0;border-radius:0;background:transparent}
.acc-item{overflow:hidden;border:1px solid var(--line);border-radius:9px;background:#fff}
.acc-item+.acc-item{border-top:1px solid var(--line);margin-top:8px}
.acc-trigger{width:100%;min-height:53px;display:flex;align-items:center;justify-content:space-between;gap:15px;padding:13px 15px;border:0;background:transparent;text-align:left;color:var(--ink);font-size:12.5px;font-weight:800}
.acc-trigger>span:first-child{display:flex;align-items:center;gap:11px}
.acc-trigger svg{width:21px;height:21px;stroke:var(--violet);flex-shrink:0}
.acc-plus{position:relative;width:21px;height:21px;flex-shrink:0;border-radius:50%;background:#eef2fc}
.acc-plus::before,.acc-plus::after{position:absolute;content:"";background:var(--violet);border-radius:2px;transition:transform .18s ease,opacity .18s ease}
.acc-plus::before{width:11px;height:2px;top:9px;left:5px}.acc-plus::after{width:2px;height:11px;top:5px;left:9px}
.acc-item[data-open="true"] .acc-plus::after{transform:rotate(90deg);opacity:0}.acc-item[data-open="true"] .acc-trigger{color:var(--violet)}
.acc-panel{max-height:0;overflow:hidden;transition:max-height .28s ease}
.acc-panel-inner{padding:0 18px 15px 47px;color:var(--text-dark-soft);font-size:11.5px;line-height:1.7}
/* Investments */
.bento{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-template-rows:auto;gap:11px}
.bento-card,.bento-card.big{position:relative;isolation:isolate;grid-row:auto;min-height:210px;display:flex;flex-direction:column;justify-content:flex-end;padding:19px;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--ink);overflow:hidden}
.bento-card::before{position:absolute;z-index:-2;content:"";inset:0;opacity:.32}
.bento-card.c1::before{background:#f3d4b0}.bento-card.c2::before{background:#cdebe0}.bento-card.c3::before{background:#d8e2fa}
.bento-card::after{position:absolute;z-index:-1;content:"";width:150px;height:150px;right:-75px;top:-80px;border:1px solid rgba(49,86,216,.16);border-radius:50%;box-shadow:0 0 0 18px rgba(49,86,216,.025),0 0 0 40px rgba(49,86,216,.02)}
.bento-card .bg-icon{position:absolute;top:16px;right:17px;opacity:.72}.bento-card .bg-icon svg{width:32px;height:32px;stroke:var(--violet)}
.bento-card h4{position:relative;margin:0 0 7px;font-size:16px;line-height:1.16}.bento-card p{position:relative;color:#536279;font-size:11.3px;line-height:1.62}
/* Wealth management: tabs across the top instead of the original side rail. */
.wm-shell{display:block;overflow:hidden;border:1px solid var(--line);border-radius:12px;background:#fff}
.wm-tabs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;padding:8px;border-bottom:1px solid var(--line);background:#f8f9fc}
.wm-tab{width:100%;min-height:47px;display:flex;align-items:center;justify-content:flex-start;gap:8px;margin:0;padding:9px 10px;border:0;border-radius:7px;background:transparent;text-align:left;color:#67758a;font-size:10.5px;font-weight:800;transition:background .18s ease,color .18s ease}
.wm-tab svg{width:17px;height:17px;stroke:currentColor;flex-shrink:0}.wm-tab:hover,.wm-tab[aria-selected="true"]{background:var(--violet);color:#fff}
.wm-panels{min-height:204px;padding:clamp(24px,4vw,40px);display:flex;align-items:center;background:#fff}
.wm-panel{display:none}.wm-panel[data-active="true"]{display:block;animation:panelIn .2s ease both}
@keyframes panelIn{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}
.wm-panel h4{margin-bottom:10px;font-size:23px}.wm-panel p{max-width:650px;color:var(--text-dark-soft);font-size:12.5px;line-height:1.75}
/* Payments */
.masonry{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;columns:auto;column-gap:0}
.mason-card{break-inside:auto;margin:0;min-height:155px;padding:17px;border:1px solid var(--line);border-top:3px solid var(--coral);border-radius:10px;background:#fff;transition:border-color .18s ease,transform .18s ease}
.mason-card:nth-child(3n+2){border-top-color:var(--gold)}.mason-card:nth-child(3n+3){border-top-color:var(--sky)}
.mason-card:hover{transform:translateY(-2px);box-shadow:0 14px 24px -22px rgba(34,63,140,.4)}
.mason-card svg{width:22px;height:22px;margin-bottom:11px;stroke:var(--violet)}
.mason-card h4{margin-bottom:6px;font-family:inherit;font-size:12.5px;font-weight:800;letter-spacing:-.02em}.mason-card p{color:var(--text-dark-soft);font-size:11px;line-height:1.65}
/* Debt, home and auto coverage */
.timeline{position:relative;padding-left:26px}.timeline::before{position:absolute;content:"";left:7px;top:6px;bottom:5px;width:2px;background:#c4d2f1}
.tl-item{position:relative;padding:0 0 24px}.tl-item:last-child{padding-bottom:0}
.tl-dot{position:absolute;left:-26px;top:3px;width:16px;height:16px;border:3px solid #fff;border-radius:50%;background:var(--coral);box-shadow:0 0 0 1px var(--coral)}
.tl-item h4{margin-bottom:6px;font-size:15px}.tl-item p{max-width:720px;color:var(--text-dark-soft);font-size:11.5px;line-height:1.7}
.stack{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.stack-card{position:relative;flex:initial;margin:0;padding:19px;border:1px solid var(--line);border-radius:10px;background:#fff;transition:border-color .18s ease,transform .18s ease}
.stack-card:hover{transform:translateY(-2px);border-color:#9eb3e4;box-shadow:0 14px 25px -24px rgba(34,63,140,.4)}
.stack-card .num{color:var(--coral);font:800 10px ui-monospace,SFMono-Regular,Menlo,monospace}.stack-card h4{margin-top:9px;font-size:15px}.stack-card p{margin-top:7px;color:var(--text-dark-soft);font-size:11.3px;line-height:1.65}
.badge-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.badge-card{padding:20px 18px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);text-align:left}
.badge-hex{width:47px;height:47px;margin:0 0 15px;display:flex;align-items:center;justify-content:center;background:#e8edfb;clip-path:none;border-radius:13px}
.badge-hex svg{width:22px;height:22px;stroke:var(--violet)}
.badge-card h4{margin-bottom:7px;font-size:14px}.badge-card p{color:var(--text-dark-soft);font-size:11.3px;line-height:1.65}
@media(max-width:920px){.services>.wrap{grid-template-columns:1fr}.services>.wrap>.section-head{grid-column:1;margin-bottom:32px}.services .cat-nav{position:static;grid-column:1;grid-row:auto;flex-direction:row;overflow-x:auto;margin:0 0 26px;padding:0 0 10px;border-right:0;border-bottom:1px solid var(--line)}.cat-block{grid-column:1}.cat-chip{white-space:nowrap}.flip-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.bento{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:680px){.flip-grid{grid-template-columns:1fr}.bento{grid-template-columns:1fr}.bento-card,.bento-card.big{min-height:180px}.wm-tabs{grid-template-columns:repeat(2,minmax(0,1fr))}.masonry{grid-template-columns:repeat(2,minmax(0,1fr))}.stack{grid-template-columns:1fr}.badge-row{grid-template-columns:1fr}.cat-head h3{font-size:24px}.cat-block{margin-bottom:36px;padding-bottom:30px}.wm-tab{font-size:10px;padding:8px}.section-head h1,.section-head h2{font-size:38px}}
@media(max-width:420px){.masonry{grid-template-columns:1fr}}

/* Why us */
.why{background:#e8edf7;color:var(--ink)}
.why .section-head .eyebrow{color:var(--violet)}
.why-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px}
.why-card{padding:21px 18px;border:1px solid #d4ddeb;border-radius:10px;background:#fff;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.why-card:hover{transform:translateY(-3px);border-color:#9eb3e4;box-shadow:0 18px 30px -26px rgba(27,55,122,.35)}
.why-card .why-icon{width:40px;height:40px;margin-bottom:14px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:#e9edfb}
.why-card:nth-child(2) .why-icon{background:#f8ead8}.why-card:nth-child(3) .why-icon{background:#e3f2ed}.why-card:nth-child(4) .why-icon{background:#e5eef7}
.why-card svg{width:21px;height:21px;stroke:var(--violet)}
.why-card h4{margin-bottom:7px;font-family:inherit;font-size:13px;font-weight:800;letter-spacing:-.02em}.why-card p{color:var(--text-dark-soft);font-size:11.3px;line-height:1.65}
@media(max-width:850px){.why-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:540px){.why-grid{grid-template-columns:1fr}}

/* Testimonials */
.testi{overflow:hidden;background:#fff}
.testi .section-head .eyebrow{color:var(--coral)}
.testi-track-wrap{position:relative;max-width:830px;margin:0 auto;overflow:hidden}
.testi-track{display:flex;transition:transform .42s cubic-bezier(.2,.7,.2,1)}
.testi-slide{flex:0 0 100%;padding:3px 6px}
.testi-card{position:relative;min-height:265px;display:grid;grid-template-columns:72px 1fr;grid-template-rows:auto auto auto auto;align-content:center;column-gap:20px;row-gap:8px;padding:clamp(25px,5vw,42px);border:1px solid var(--line);border-radius:14px;background:#f8f9fc;text-align:left}
.testi-card::before{position:absolute;content:"“";top:7px;right:20px;color:#dfe5f1;font:100px Georgia,serif;line-height:1}
.testi-avatar{grid-column:1;grid-row:1/4;width:62px;height:62px;margin:0;border-radius:14px;display:flex;align-items:center;justify-content:center;color:#fff;font-size:18px;font-weight:800}
.stars{grid-column:2;grid-row:1;display:flex;justify-content:flex-start;gap:4px;margin:0;color:#e8a638;font-size:15px;letter-spacing:.08em}
.stars svg{width:16px;height:16px;fill:var(--gold);stroke:none}
.testi-quote{position:relative;z-index:1;grid-column:1/-1;margin-top:15px;color:var(--ink);font:italic 500 clamp(17px,2.4vw,20px)/1.6 Georgia,"Times New Roman",serif}
.testi-name{grid-column:1/-1;margin-top:8px;font-size:12.5px;font-weight:800}.testi-role{grid-column:1/-1;color:var(--text-dark-soft);font-size:11px}
.testi-controls{display:flex;align-items:center;justify-content:center;gap:12px;margin-top:20px}
.testi-arrow{width:38px;height:38px;border:1px solid var(--line);border-radius:7px;background:#fff;display:flex;align-items:center;justify-content:center;transition:background .18s ease,color .18s ease}
.testi-arrow:hover{background:var(--violet);color:#fff}.testi-arrow svg{width:17px;height:17px;stroke:currentColor}
.testi-dots{display:flex;gap:7px}.testi-dot{width:7px;height:7px;padding:0;border:0;border-radius:50%;background:#cad3e0}.testi-dot[aria-current="true"]{width:21px;border-radius:5px;background:var(--coral)}

/* Contact — a cobalt information panel beside a light form card */
.contact{position:relative;overflow:hidden;background:#edf1f8;color:var(--ink)}
.contact .hero-blob{display:none}
.contact-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(280px,.83fr) minmax(0,1.17fr);gap:14px;align-items:stretch}
.contact-info{padding:clamp(27px,4vw,44px);border-radius:14px;background:var(--violet);color:#fff}
.contact-info>.eyebrow{color:#c9d6ff}
.contact-info h1,.contact-info h2{margin-top:14px;font-size:clamp(34px,4vw,50px);line-height:1.02;letter-spacing:-.065em}
.contact-info>p{max-width:400px;margin-top:16px;color:rgba(255,255,255,.78);font-size:13px;line-height:1.75}
.contact-methods{display:flex;flex-direction:column;gap:17px;margin-top:30px}
.contact-method{display:flex;align-items:flex-start;gap:12px}
.contact-method .ic{width:38px;height:38px;display:flex;align-items:center;justify-content:center;flex-shrink:0;border:1px solid rgba(255,255,255,.25);border-radius:9px;background:rgba(255,255,255,.11)}
.contact-method svg{width:18px;height:18px;stroke:#fff}.contact-method b{display:block;font-size:12px}.contact-method span{display:block;margin-top:2px;color:rgba(255,255,255,.77);font-size:11px;overflow-wrap:anywhere}
.contact-form{position:relative;padding:clamp(24px,4vw,40px);border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:0 22px 52px -42px rgba(25,46,83,.38)}
.field{margin-bottom:15px}.field label{display:block;margin-bottom:6px;color:#5d6b80;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.field input,.field textarea{width:100%;min-height:44px;border:1px solid #d8e0eb;border-radius:7px;background:#fbfcfe;padding:11px 13px;color:var(--ink);font-size:13px;transition:border-color .18s ease,box-shadow .18s ease}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--violet);box-shadow:0 0 0 3px rgba(49,86,216,.1)}
.field textarea{min-height:106px;resize:vertical}.field input::placeholder,.field textarea::placeholder{color:#9aa7b7}
.field .err{display:none;margin-top:5px;color:#bb4a32;font-size:11px}.field.invalid input,.field.invalid textarea{border-color:var(--coral)}.field.invalid .err{display:block}
.submit-btn{width:100%;min-height:47px;margin-top:2px;border:0;border-radius:7px;background:var(--violet);color:#fff;font-size:13px;font-weight:800;transition:background .18s ease,transform .18s ease}
.submit-btn:hover{background:var(--ink);transform:translateY(-1px)}.success-overlay{display:none}
@media(max-width:850px){.contact-grid{grid-template-columns:1fr}.contact-info>p{max-width:600px}}

/* Newsletter — split editorial signup block */
.newsletter{position:relative;overflow:hidden;background:#f3f5f9;color:var(--ink)}
.newsletter::before{position:absolute;content:"";width:420px;height:420px;right:-185px;top:-235px;border:1px solid rgba(49,86,216,.12);border-radius:50%;box-shadow:0 0 0 28px rgba(49,86,216,.025),0 0 0 58px rgba(49,86,216,.018)}
.newsletter::after{position:absolute;content:"";width:200px;height:200px;bottom:-140px;left:-80px;border-radius:50%;background:rgba(239,104,72,.07)}
.nl-inner{position:relative;z-index:1;max-width:1120px;margin:0 auto;padding:clamp(28px,5vw,58px);display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);align-items:start;column-gap:clamp(30px,6vw,75px);border:1px solid #dce3ed;border-radius:17px;background:#e9eef8}
.nl-inner>.eyebrow,.nl-inner h1,.nl-inner h2,.nl-inner>p,.nl-inner>.nl-below{grid-column:1}
.nl-inner>.eyebrow{color:var(--violet)}
.nl-inner h1,.nl-inner h2{margin-top:12px;font-size:clamp(36px,4.6vw,56px);line-height:1;letter-spacing:-.07em}
.nl-inner>p{margin-top:13px;color:var(--text-dark-soft);font-size:13px;line-height:1.75}
.nl-form{grid-column:2;grid-row:1 / span 5;align-self:center;margin:0;padding:clamp(21px,3.6vw,34px);border:1px solid #d5deeb;border-radius:12px;background:#fff;text-align:left;box-shadow:0 18px 40px -34px rgba(24,48,99,.28)}
.nl-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
.nl-field label{display:block;margin-bottom:5px;color:#5d6b80;font-size:9.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}
.nl-field input{width:100%;min-height:42px;border:1px solid #d8e0eb;border-radius:7px;background:#fbfcfe;padding:9px 11px;color:var(--ink);font-size:12px}
.nl-field input:focus{outline:2px solid rgba(49,86,216,.45);outline-offset:1px}.nl-field input::-webkit-calendar-picker-indicator{opacity:.7}.nl-field.invalid input{border-color:var(--coral)}
.nl-consent{display:flex;align-items:flex-start;gap:9px;margin-top:15px;color:#627087;font-size:10.5px;line-height:1.55}
.nl-consent input{width:15px;height:15px;margin:1px 0 0;flex-shrink:0;accent-color:var(--violet)}.nl-consent.invalid{color:#b64a35}
.nl-submit{width:100%;min-height:45px;margin-top:17px;border:0;border-radius:7px;background:var(--violet);color:#fff;font-size:12.5px;font-weight:800;transition:background .18s ease,transform .18s ease}
.nl-submit:hover{background:var(--ink);transform:translateY(-1px)}
.nl-below{align-self:end;margin-top:19px;color:#65738a;font-size:10.5px;text-align:left}
.nl-below a,.nl-below button{border:0;background:none;color:var(--violet);text-decoration:underline;text-underline-offset:3px;font-size:inherit;font-weight:800;padding:0}
.nl-thanks{display:none;grid-column:2;align-items:center;justify-content:center;gap:8px;margin-top:12px;color:#246648;text-align:center;font-size:11px;font-weight:750}
.nl-thanks.show{display:flex}.nl-thanks svg{width:17px;height:17px;stroke:#25825a}
@media(max-width:760px){.nl-inner{grid-template-columns:1fr;row-gap:0}.nl-form{grid-column:1;grid-row:auto;margin-top:23px}.nl-thanks{grid-column:1}.nl-inner>.eyebrow,.nl-inner h1,.nl-inner h2,.nl-inner>p,.nl-inner>.nl-below{grid-column:1}.nl-below{text-align:left}}
@media(max-width:540px){.nl-grid{grid-template-columns:1fr}}

/* FAQ */
.faq{background:#f4f6fa}
.faq-wrap{max-width:850px;margin:0 auto}
.faq .section-head .eyebrow{color:var(--violet)}
#faqAcc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:9px}
#faqAcc .acc-item+.acc-item{margin-top:0}
#faqAcc .acc-trigger{min-height:57px;padding:13px 15px;font-size:11.5px}
#faqAcc .acc-panel-inner{padding:0 15px 15px;color:var(--text-dark-soft);font-size:11px}
@media(max-width:680px){#faqAcc{grid-template-columns:1fr}}

/* Legal pages */
.legal-page{min-height:64vh;padding:clamp(50px,7vw,90px) 0;background:#f4f6fa}
.legal-layout{max-width:920px;margin:0 auto}
.legal-card{padding:clamp(25px,5vw,58px);border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:0 24px 65px -48px rgba(25,46,83,.28)}
.legal-card h1{max-width:740px;margin-bottom:28px;color:var(--ink);font-size:clamp(40px,5vw,62px);line-height:.99;letter-spacing:-.07em}
.legal-card h4{margin:25px 0 8px;color:var(--violet);font-family:inherit;font-size:14px;font-weight:850;letter-spacing:-.02em;line-height:1.4}
.legal-card h4:first-of-type{margin-top:0}.legal-card p{color:var(--text-dark-soft);font-size:13px;line-height:1.85}

/* Unsubscribe page */
.unsubscribe-page{min-height:62vh;padding:clamp(68px,9vw,112px) 0;background:#e9eef8}
.unsubscribe-card{max-width:620px;margin:0 auto;padding:clamp(25px,5vw,48px);border:1px solid #d7dfeb;border-radius:14px;background:#fff;box-shadow:0 24px 65px -42px rgba(25,46,83,.32)}
.unsubscribe-card .eyebrow{color:var(--coral)}.unsubscribe-card h1{margin-top:12px;color:var(--ink);font-size:clamp(36px,5vw,52px);line-height:1;letter-spacing:-.07em}
.unsubscribe-card>p{margin-top:12px;color:var(--text-dark-soft);font-size:13px;line-height:1.7}
.unsubscribe-card .field{margin:22px 0 15px}.unsubscribe-card .field label{color:#5d6b80}.unsubscribe-card .field input{min-height:46px;background:#fbfcfe;border:1px solid #d8e0eb;color:var(--ink)}.unsubscribe-card .field.invalid input{border-color:var(--coral)}.unsubscribe-card .field .err{color:#b64a35}
.unsubscribe-card .unsubscribe-actions{display:flex;gap:9px;flex-wrap:wrap}
.drawer-confirm,.drawer-cancel{min-height:43px;padding:10px 16px;border:1px solid transparent;border-radius:7px;font-size:12px;font-weight:800}
.drawer-confirm{background:var(--violet);color:#fff}.drawer-confirm:hover{background:var(--ink)}
.drawer-cancel{display:inline-flex;align-items:center;justify-content:center;background:#fff;border-color:var(--line)!important;color:var(--ink)}.drawer-cancel:hover{background:#f4f6fa}
.drawer-done{display:none;margin-top:4px;text-align:center}.drawer-done.show{display:block}.drawer-done svg{width:40px;height:40px;margin:0 auto 13px;stroke:var(--violet)}
.drawer-done h2,.drawer-done h4{color:var(--ink);font-size:25px;text-align:center}.drawer-done p{margin-top:9px;color:var(--text-dark-soft);font-size:13px;line-height:1.7;text-align:center}

/* Shared footer */
footer{background:#101a2b;color:#b3bfd1;padding:61px 0 24px}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
.foot-brand .logo{color:#fff}.foot-brand .brand-mark{background:#3156d8;color:#fff}
.foot-brand p{max-width:320px;margin-top:13px;color:#a8b5c9;font-size:11.5px;line-height:1.8}
.foot-col h5{margin:5px 0 14px;color:#fff;font-family:inherit;font-size:10px;font-weight:850;letter-spacing:.13em;text-transform:uppercase}
.foot-col a{display:block;width:fit-content;margin-bottom:9px;color:#b3bfd1;font-size:11.5px;transition:color .18s ease}.foot-col a:hover,.foot-legal a:hover{color:#94b5ff}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:13px;margin-top:40px;padding-top:19px;border-top:1px solid rgba(255,255,255,.13);font-size:10.5px;color:#93a1b7}
.foot-legal{display:flex;flex-wrap:wrap;gap:12px 19px}.foot-legal a{color:#b3bfd1;text-decoration:underline;text-underline-offset:3px;transition:color .18s ease}
@media(max-width:780px){.foot-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:25px}.foot-brand{grid-column:span 2}.foot-brand p{max-width:520px}}
@media(max-width:500px){.wrap,.nav-inner{width:min(calc(100% - 32px),var(--wrap))}.foot-grid{grid-template-columns:1fr 1fr;gap:21px 14px}.foot-brand{grid-column:span 2}.foot-bottom{align-items:flex-start;flex-direction:column}.foot-legal{gap:10px 14px}}

/* JavaScript form feedback */
.toast{position:fixed;z-index:500;right:22px;bottom:22px;display:flex;align-items:flex-start;gap:12px;width:min(410px,calc(100% - 32px));padding:15px;border:1px solid rgba(255,255,255,.1);border-radius:10px;background:#172338;color:#fff;box-shadow:0 22px 58px rgba(10,24,50,.28);opacity:0;visibility:hidden;transform:translateY(13px);transition:opacity .2s ease,transform .2s ease,visibility .2s;pointer-events:none}
.toast.show{opacity:1;visibility:visible;transform:translateY(0);pointer-events:auto}.toast[data-kind="error"]{background:#873a2d}
.toast-mark{width:23px;height:23px;flex-shrink:0;margin-top:1px;border:1px solid rgba(255,255,255,.35);border-radius:50%;display:grid;place-items:center;color:#aee3c6;font-size:12px;font-weight:900}
.toast[data-kind="error"] .toast-mark{color:#ffd7c9}.toast-copy{flex:1;min-width:0}.toast-title{font-size:12.5px;font-weight:850;line-height:1.35}.toast-message{margin-top:3px;color:rgba(255,255,255,.78);font-size:11px;line-height:1.5}
.toast-close{width:25px;height:25px;flex-shrink:0;border:0;border-radius:5px;background:transparent;color:rgba(255,255,255,.8);font-size:18px;line-height:1}.toast-close:hover{background:rgba(255,255,255,.1);color:#fff}
@media(max-width:640px){section{padding:66px 0}.toast{right:16px;bottom:16px}}

/* Homepage-only service introduction: a short featured set linking to full details */
.home-services>.wrap>.section-head{grid-column:1/-1;margin-bottom:30px}
.home-services>.wrap>.home-service-grid,.home-services>.wrap>.home-services-action{grid-column:1/-1}
.home-service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.home-service-card{position:relative;min-height:235px;display:flex;flex-direction:column;align-items:flex-start;padding:20px 19px 43px;overflow:hidden;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--ink);transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.home-service-card::before{position:absolute;content:"";left:0;top:0;width:4px;height:100%;background:var(--violet);transform:scaleY(.25);transform-origin:top;transition:transform .2s ease}
.home-service-card:nth-child(2)::before,.home-service-card:nth-child(5)::before{background:var(--coral)}
.home-service-card:nth-child(3)::before,.home-service-card:nth-child(6)::before{background:#54a985}
.home-service-card:hover,.home-service-card:focus-visible{transform:translateY(-3px);border-color:#a8b9df;box-shadow:0 18px 32px -27px rgba(28,55,117,.35)}
.home-service-card:hover::before,.home-service-card:focus-visible::before{transform:scaleY(1)}
.home-service-number{position:absolute;top:17px;right:17px;color:#93a0b2;font:750 10px ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.08em}
.home-service-category{color:var(--violet);font-size:9px;font-weight:850;letter-spacing:.12em;text-transform:uppercase}
.home-service-card h3{margin-top:9px;font-size:17px;letter-spacing:-.045em}
.home-service-card p{margin-top:9px;color:var(--text-dark-soft);font-size:11px;line-height:1.65}
.home-service-arrow{position:absolute;right:17px;bottom:13px;width:25px;height:25px;display:grid;place-items:center;border-radius:6px;background:#eef2fc;color:var(--violet);font-size:15px;transition:background .18s ease,color .18s ease}
.home-service-card:hover .home-service-arrow{background:var(--violet);color:#fff}
.home-services-action{display:flex;justify-content:center;margin-top:25px}
@media(max-width:920px){.home-services>.wrap{display:grid;grid-template-columns:1fr}.home-services>.wrap>.section-head,.home-services>.wrap>.home-service-grid,.home-services>.wrap>.home-services-action{grid-column:1}}
@media(max-width:680px){.home-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.home-service-card{min-height:225px;padding:17px 15px 41px}}
@media(max-width:480px){.home-service-grid{grid-template-columns:1fr}.home-service-card{min-height:0;padding:18px 18px 43px}}